Get clear, honest answers to the most common questions about roof replacement, roof repair, pricing, materials, insurance claims, and Florida roofing regulations. Central Florida Equity Builders proudly serves homeowners and businesses across Oviedo and the greater Central Florida area.
Choosing the right roofing contractor starts with the right information. Below are answers to the most common roofing questions we receive from Central Florida homeowners and property owners. If you don’t see your question here, our team is always happy to help.
For a standard asphalt shingle roof in Florida, homeowners can expect costs between $4.50–$8.50 per square foot, including tear-off and installation.
Premium roofing materials such as metal, tile, or luxury shingles typically range from $8.50–$20+ per square foot, depending on roof complexity. Final pricing is influenced by roof size, pitch, design, permit requirements, and code upgrades.
A professional roofing estimate should include roof measurements, tear-off, underlayment, decking, flashing, vents, ridge caps, labor, permits, debris disposal, warranties, and clearly defined quantities.
Homeowners should look for brand-specific materials, accurate measurements (square feet, linear feet, counts), permit costs, and written warranty coverage.
Price differences often come down to material quality, experience, licensing, insurance coverage, workmanship standards, warranties, local code compliance, and company overhead.
Always compare itemized roofing estimates, not just the final price. Extremely low bids often signal shortcuts or missing scope.
The typical roofing process includes permitting, tear-off, deck inspection, underlayment installation, flashing, roofing system installation (shingles, tile, or metal), ventilation, and final inspection.
Most residential roofs take 2–4 days, while complex or tile roofs may take up to a week. Weather delays and permit timing can extend schedules.
Asphalt shingles: Affordable, widely used, 12–20 year lifespan
Metal roofing: Highly durable, energy-efficient, 40–70 year lifespan
Tile roofing: Long-lasting but heavy and fragile, 50–100 year lifespan
Membrane roofing: Ideal for flat or low-slope roofs, 12–20 year lifespan
Florida insurance regulations can impact replacement timelines depending on roofing material and age.
The best roofing system depends on wind exposure, budget, home structure, and architectural style. Asphalt shingles fit most budgets, metal roofs offer superior longevity and energy efficiency, and tile roofing complements Mediterranean-style homes but requires stronger structural support.
Reflective roofing materials can help reduce cooling costs in Florida’s climate.
Homeowner’s insurance typically covers storm-related damage, not normal wear and tear. Claims must usually be filed within two years of the loss.
Roofing contractors cannot negotiate directly with insurance companies unless licensed as public adjusters. Homeowners remain in control of their claim.
Roof replacement financing options may include contractor payment plans, home-equity loans (HELOCs), personal loans, specialty home-improvement lenders, and FHA 203(k) programs.
Always compare interest rates, repayment terms, and total cost before choosing financing.
Florida roofing contractors must be state-licensed, insured, and follow strict disclosure requirements. They cannot act as public adjusters or begin work without proper permits.
Be cautious of unlicensed or uninsured contractors offering unusually low prices.
Verify licensing and insurance, check local references, review itemized estimates, confirm warranty coverage, and evaluate communication standards. Avoid vague contracts and unrealistic pricing.
We deliver white-glove service with transparent estimates, premium materials, certified installers, and strict code compliance. Our local expertise ensures every roof meets Florida’s wind, heat, and building standards.
Your #1 Trusted Roofing Contractor
Best Prices
Best Products
5 star reviews
Fully trusted Contractor
Your #1 Trusted Roofing Contractor
Best Prices
Best Products
5 star reviews
Fully trusted Contractor
Your #1 Trusted Roofing Contractor
Best Prices
Best Products
5 star reviews
Fully trusted Contractor
Your #1 Trusted Roofing Contractor
Best Prices
Best Products
5 star reviews
Fully trusted Contractor
If you have any additional questions or concerns, our team is always here to help. Call us, request a free estimate, or use the chat feature on the bottom right of the screen to connect with us instantly.
For more helpful roofing insights, be sure to visit our blog — we’re always adding new, educational content for Central Florida homeowners.
We truly appreciate the opportunity to earn your trust and work on your roofing project.